The Debtor and Invoice Finance Association (DIFA) formed in 1994 to represent the major providers of the fast growing debtor finance market.

The Association exists to:

** Represent the industry participants, which include major banks, regional banks and independent providers
** Promote the importance of the industry to small and medium-sized enterprises
** Promote debtor finance to potential users, trade associations, professional bodies and government

DIFA does not involve itself in matters relating to the commercial activities of its members, or the terms and conditions on which individual members conduct business with their clients.

Note: In March 2013, the Association changed its name from the Institute for Factors and Discounters of Australia and New Zealand (IFD) to DIFA to better reflect the changing market and the enhanced sophistication of its members’ offering.